Thursday, September 5, 2013

How to Change Your Financial Life Now !

People In Their 30’s And 40’s Fear Growing Old Without Money
But The Solution Is So Simple…
       Greg is a 63-year old man.
The salt and pepper hair fit him nicely.  Makes him look elegant.  Greg also wears cool clothes that make him look like a rich gentleman.
But his eyes can’t hide the bone-chilling terror inside.
       Yes, Greg has a cushy job. 
But he knows he will retire at 65.  That is just two years away.   And he’s scared.   Very scared.  Because on that day, he won’t have a monthly paycheck anymore.
       “I’m sure you have savings, right?” I asked Greg.
       He looked down, shaking his head.  “Not more than P200,000 in the bank.  I’ve never been very good with the savings bit.  I just spent my money.  And there were many emergencies along the way.  I know I should have saved more.  But I didn’t.”
       I asked, “But you’ll get a nice retirement package from your company?”
       “To pay my debts,” he sighed.  “I just borrowed to buy a car last year.  And did some house repairs this year.  We also travelled as a family last summer, paid for by another loan.  So whatever I’ll get from my retirement will erase my debt.  But nothing will be left.  Absolutely nothing.”
       I couldn’t help but groan. 
Greg was staring at the perfect storm.   A financial calamity that was coming in two years.
I pitied him so much…

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