People In Their 30’s And 40’s Fear Growing Old Without Money
But The Solution Is So Simple…
Greg is a 63-year old man.
The salt and pepper hair fit him nicely. Makes him look elegant. Greg also wears cool clothes that make him look like a rich gentleman.
But his eyes can’t hide the bone-chilling terror inside.
Yes, Greg has a cushy job.
But he knows he will retire at 65. That is just two years away. And he’s scared. Very scared. Because on that day, he won’t have a monthly paycheck anymore.
“I’m sure you have savings, right?” I asked Greg.
He looked down, shaking his head. “Not more than P200,000 in the bank. I’ve never been very good with the savings bit. I just spent my money. And there were many emergencies along the way. I know I should have saved more. But I didn’t.”
I asked, “But you’ll get a nice retirement package from your company?”
“To pay my debts,” he sighed. “I just borrowed to buy a car last year. And did some house repairs this year. We also travelled as a family last summer, paid for by another loan. So whatever I’ll get from my retirement will erase my debt. But nothing will be left. Absolutely nothing.”
I couldn’t help but groan.
Greg was staring at the perfect storm. A financial calamity that was coming in two years.
I pitied him so much…
My Two Boys Have More Investments Than Greg
My sons, ages 12 and 7, are investors.
It’s never too young to start your investments.
Benedict has P337,631 and Francis has P358,714 in their Stock Market investments. Benedict would invest money from his odd jobs, his small business, and both of them would invest their Christmas cash gifts from Ninangs and Ninongs (godparents).
And let me repeat: Their money is in the Stock Market. Not in the Bank.
Did you know that money in the Bank slowly “evaporates” under the heat of inflation? Your money shrinks over time, just like how water dries up under the heat of the sun. Let me explain: Inflation—or how the purchasing power of your money decreases—is at 4% to 6% a year. The interest you earn in a bank is less then 1% a year. So each year, your money in the bank shrinks by 3% to 5%.
In the Stock Market, if you follow my simple investment method (NOT trading!) which I call Strategic Averaging Method, you’ll grow your money at 12% to 20% a year over time.
You Don’t Have To Make The Mistake Of Greg
Some people think that as you grow older, you’ll have to grow poorer.
It’s not true for everyone.
You don’t have to make the mistake Greg made.
I can help you avoid growing poor by teaching you how to invest. You don’t have to be afraid of growing old. Because you can grow older and richer at the same time.
Thousands of people have already joined my TrulyRichClub, and following my guidance, have started investing in the Stock Market. And they’re very happy.
TrulyRichClub Members who joined me 2 years ago—and who invested in the Stock Market with my guidance—have enjoyed wonderful profits. Here are the Top 10 Stock Recommendations we made in 2010 and 2011…
What does this show you?
That quiet, boring, monotonous investing small amounts of money each month in carefully chosen stocks can build your wealth!
(By the way, we no longer recommend some of these companies for this year…)
What’s Will Happen For The Rest Of 2012
Like a runner that is catching its breath after a long climb, the Stock Market is “resting” now, trying to regain its energy for the next sprint up the mountain. We see a sideways or downward motion for the Stock Market in the next 3 to 6 weeks.
After that, we see that it will start to rise again. If this is your first time to enter the Stock Market, now is the perfect time to enter. Because we believe that the Stock Market will continue to go up for the next three years.
Out of our 9 stock recommendations, 3 are near our Target Price. But 6 are still “buyable”. That means they’re still cheap and we can continue to buy them every month.
And we like it that way. (This is one of the crazy views we hold: We love it when our Stocks are down for a long time!)
Why? So we can buy our companies at very cheap prices every month. Because we’re long-term investors.
The important thing is that you start investing right now.
I repeat: Don’t be like Greg. You don’t have to be afraid growing old and poor.
Stop postponing! You’re missing out on these earnings. Most importantly, you’re missing out on gaining financial freedom.
Change your financial life today. Learn how to invest in the Stock Market today.
How? Join my TrulyRichClub and change your financial future today.
To join, click the link below:
May your dreams come true,
Bo Sanchez
PS. Start NOW! To gain financial freedom for your future and join the TrulyRichClub, click the link below:
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